Key steps to getting out of credit card debt

Published on July 14, 2018, 7:48 am

Published by BCLocalNews Editor

Accept that regularly carrying a balance is a problem Draw up a budget that cuts back on spending, but that you can realistically stick to for the long-term Pay off the credit card with the smallest balance first, because it gives an early motivating win Once you've proven you can stick with a budget, consider consolidation loans to reduce interest rates Be patient, check in on your progress regularly, and know that it can be a long-term process

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